Owning a condo comes with a unique homeowner experience. You’ve got neighbours above and below, and a strata or condo association looking out for you. Your unit is a large investment and holds valued content.
While your condo association insures the common areas within the building and on the property, you are responsible for your own unit, possessions as well as any improvements you’ve made to your unit. That’s where Rizk Insurance comes in. We are here to help you consider liabilities unique to condo living. We will work with you to customize a policy that fits your needs while finding the best rates in town.
Your priorities drive our search for policies and coverage that best suit your needs. We understand that everyone is unique. We will work to help customize policies to fit you – not the other way around. We want to find the perfect coverage for you, at competitive rates.
Condo insurance policies go beyond the traditional homeowner’s insurance to encompass the unique risks of living in a condo. Whether it’s your first home, or you are downsizing, buying a condo isn’t always simpler than purchasing a house. It’s important to avoid gaps in coverage, so that there are no surprises after you’ve made the down payment.
Coverage for additions, upgrades and alterations (ie, flooring or cabinet upgrades).
Loss assessment coverage (providing coverage for major property and liability losses on common property when a special assessment is levied against you and other unit holders).
Storage locker content coverage.
Living expenses and maintenance fees in the case of temporary relocation after a claim.
Chances are, your home is one of the largest investments you’ll ever make.
Protecting your home is protecting you and your family’s financial future.
With Rizk Insurance, procuring house insurance and protecting the contents of your home is straightforward.
Though you might not own your home, there is no doubt that it is still just that to you: your home.
It’s where you cook, play, unwind and spend time with family and friends. And it’s also where you keep your valued possessions.
Owning a condo comes with a unique homeowner experience. You’ve got neighbours above and below, and strata or condo associations looking out for you.
Your unit is a large investment and holds valued content.
Running a business from home is an admirable undertaking.
Whether you are a dog groomer, a bath bomb sculptor or a hot sauce connoisseur, we love to support home-grown businesses at Rizk Insurance.
Whether it’s a cabin on the lake, a cottage near the ski hill, or a condo in a resort town, your vacation home should be completely insured.