Did you know you can customize your motorcycle insurance just like you customize your bike? With the riding season short in Alberta, building an insurance policy that fits your personal needs is important. There are several options for setting-up your motorcycle insurance policy. You can establish a standalone policy, add your motorcycle insurance to an existing automobile policy or bundle your home, auto and motorcycle policies. Motorcycle insurance can include collision coverage, theft coverage, vandalism and liability coverage.
When determining your insurance rates, your driving record and claims history will be considered along with your age, rider experience, bike engine and accident-free status. Taking a motorcycle safety course may help reduce your motorcycle insurance premiums. For general motorcycle safety tips, make sure you check out our blog on Motorcycle Safety Tips!
The type of bike you are riding will also play a role in determining your motorcycle insurance rates. Commuter bikes and sport bikes will be treated differently. So too will a brand-new bike with increased safety features such as traction control, anti-lock braking systems, compared to an old bike that lacks the technological safety advances.
When you decide to hit the open road for the first time or park your bike for the winter does not need to be determined by the cost of your insurance policy. Your insurance rate is adjusted for seasonal use and spread across the 12 months of the year.
Talking to your Insurance Broker can ensure you have the coverage that you need.