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Damage (due to fire or water) of product or equipment.
Running a business from home is an exciting step toward independence and entrepreneurship. Whether you operate a small online store, offer professional services, or create products from your home workspace, protecting your business with the right home business insurance is essential.
Many homeowners are surprised to learn that standard home insurance policies usually do not cover business activities. That’s why home business insurance is important. It provides additional protection for the equipment, inventory, and liability risks associated with running a business from home.
At Rizk Insurance, our brokers help entrepreneurs compare home business insurance options that can be added to a homeowner’s policy or structured as specialized coverage.
Operating a business from your home introduces risks that typical home insurance policies do not cover. A proper home business insurance policy helps protect both your business operations and the assets you rely on every day.
This includes protection for:
• Business equipment and supplies
• Inventory or products stored at home
• Damage or loss affecting your workspace
Our brokers help ensure your home business insurance coverage reflects the unique needs of your business.
In addition to providing general liability insurance, home-based business insurance protects your business from other risks, such as:
Damage (due to fire or water) of product or equipment.
Theft of product or equipment.
Insurance for stolen equipment, inventory, or business property.
Accidental injury liability.
Protection if a client or visitor is injured during a business-related activity at your home.
Chances are, your home is one of the largest investments you’ll ever make.
Protecting your home is protecting you and your family’s financial future.
With Rizk Insurance, procuring house insurance and protecting the contents of your home is straightforward.
Though you might not own your home, there is no doubt that it is still just that to you: your home.
It’s where you cook, play, unwind and spend time with family and friends. And it’s also where you keep your valued possessions.
Owning a condo comes with a unique homeowner experience. You’ve got neighbours above and below, and strata or condo associations looking out for you.
Your unit is a large investment and holds valued content.
Running a business from home is an admirable undertaking.
Whether you are a dog groomer, a bath bomb sculptor or a hot sauce connoisseur, we love to support home-grown businesses at Rizk Insurance.
Whether it’s a cabin on the lake, a cottage near the ski hill, or a condo in a resort town, your vacation home should be completely insured.
Get the right car insurance for your life in Calgary. We compare options to help you find solid coverage at a price that makes sense – without the confusion.
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