[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css=”.vc_custom_1520457452120{padding-right: 50px !important;padding-left: 50px !important;}” z_index=””][vc_column][vc_column_text]When Leona and Marcus brought their first car they were so excited! Leona was dreaming of the Bluetooth and audio capabilities, Marcus was excited about the horsepower and torque. So, when the topic of auto insurance came up, they found themselves in a similar situation when they had purchased their first home. Fortunately, they knew they could by-pass the daunting task of “shopping around” for auto insurance by dealing with their Insurance Broker.
Insurance Brokers are licenced professionals who can offer you expert advice and opinions regarding your insurance needs. They can negotiate on your behalf and will work with you over time to review and evaluate any changes that may affect your auto insurance. An Insurance Broker is independent from an insurance company, and as a result, they can offer you advice that puts your auto insurance needs first.
The first step is to discuss your personal auto insurance needs. Your Insurance Broker will ask you questions about your driving history (tickets and accidents), your vehicle (size and type), whether you have any anti-theft deterrents installed and who the primary drivers of the vehicle will be (is the vehicle for you or your teenage children). With these answers, your Insurance Broker will be able to provide you with quotes from various auto insurance companies.
Because Insurance Brokers work with a variety of insurance companies, they generally have a broader understanding of each companies’ offerings and benefits. Your Insurance Broker will advise you on the “extras” that each insurance company offers. Perhaps your car is at the end of its life and you may want to forego paying for the collision and comprehensive repair insurance. Or maybe cost is important to you and annual fees and deductible costs are your primary concern. For others, 24-hour claim service or first accident forgiveness will be important. Your Insurance Broker will help you navigate these options, putting you and your auto insurance needs first.
When Leona and Marcus spoke with Emad regarding obtaining a quote for their auto insurance, Emad was able to walk them through the ins and outs of auto insurance and set them up with the best auto insurance policy to fit their unique needs. Years later when Leona and Marcus experienced an automobile collision, Emad was able to walk them through their policy and claims process. They knew that choosing an Insurance Broker who acted on their behalf and in their best interests, was the best decision for them.
Do you have questions on this article or about insurance in general?
Contact Rizk Insurance today and we’ll help answer any inquiries you may have.
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