[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css=”.vc_custom_1520457486364{padding-right: 50px !important;padding-left: 50px !important;}” z_index=””][vc_column][vc_column_text]When Leona and Marcus brought their first home they were so excited! Leona was designing each room and choosing new paint, Marcus was dreaming of his backyard oasis. So when the topic of home insurance came up, neither knew where to start. Marcus made a list of a number of insurance companies to begin price comparing but found the process time consuming and daunting. Does this insurance nightmare sound all too familiar?
Insurance Brokers are licenced professionals who can offer you expert advice and opinions regarding your insurance needs. An Insurance Broker is independent from an insurance company, and as a result, they can offer you advice that puts your home insurance needs first. Because Insurance Brokers work with a variety of insurance companies, they generally have a broader understanding of each companies’ offerings and benefits. You have access to a professional who desires to put you and your home insurance needs first.
The first step is to discuss your personal home insurance needs, which includes your homes structure, personal contents, items of particular value or heirlooms that may require an independent policy. They also address insurance that will protect your outdoor structures (gazebo, shed, etc..) and yourself personally. Insurance Brokers have access to a wide variety of insurance companies and products that they can navigate and negotiate for on your behalf based on your insurance needs. Because the needs of frequently change over time, your Insurance Broker will cross-check your home insurance policy to review and evaluate any insurance overages and/or deficiencies as changes occur. Should you suffer an insurance loss, your Insurance Broker will guide you through the claims process, providing expert advice and direction.
Whether you are purchasing your first home or your dream home, working with an Insurance Broker will save you time, money and the worry of navigating the insurance world. An Insurance Broker works for you; not the insurance companies. Your Insurance Broker acts on your behalf to negotiate the insurance world and ensure your policy is reflective of your needs.
When Leona and Marcus spoke with Emad regarding obtaining a quote for their home insurance, Emad was able to walk them through the ins and outs of home insurance and set them up with their first home insurance policy. Years later when Leona and Marcus experienced a home loss, Emad was able to walk them through their policy and claims process. They knew that choosing an Insurance Broker who acted on their behalf and in their best interests, was the best decision for them.
Do you have questions on this article or about insurance in general?
Contact Rizk Insurance today and we’ll help answer any inquiries you may have.
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