[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css=”.vc_custom_1520457736637{padding-right: 50px !important;padding-left: 50px !important;}” z_index=””][vc_column][vc_column_text]Do you have a priceless Renoir or Picasso hanging on your wall? Perhaps a Donatello sits on your coffee table? Okay, so maybe not, however, you may have some high-valued artwork that you should have covered under a schedule to your home insurance policy.
Items such as fine art, sculptures, crystal, antique furniture, collectibles, rare or historical articles, all may be at risk of breakage, changes in market value, loss and theft. Many insurance companies offer scheduled coverage for such articles that can cover the repair or replacement of these items.
Make an inventory of all of your high-end art. This inventory should include photos and receipts, all of which should be kept in a safe place. Have a professional appraiser have a look at the articles to determine their current replacement value, this appraisal will also be required before the artwork can be scheduled. Take the time to discuss your particular pieces, coverage options and the required documentation with your Insurance Broker.
Do you have questions on this article or about insurance in general?
Contact Rizk Insurance today and we’ll help answer any inquiries you may have.[/vc_column_text][/vc_column][/vc_row]